Bank of England Mortgage Blog

Did you say, For Sale By Owner?
Published on October 18, 2019
There are times that it just makes sense to hire an expert! We think that selling a home is one of those times. A home is the most valuable asset that most people have and everybody wants to maximize their gain.
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Let’s Talk About The Best Time To Buy!
Published on October 4, 2019
Many potential homebuyers believe that homes are almost exclusively sold in the Spring and Summer. The rest of the year can also be a great time to buy a home. Lack of competition, motivated sellers and the potential to…
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FHA Loans
Published on September 19, 2019
FHA Mortgages, those that are insured by the Federal Housing Administration, offer opportunities for home ownership for those borrower’s whose credit standing may not be quite strong enough to qualify for conventional financing or may not have a large downpayment.
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Have you been thinking about refinancing?
Published on September 3, 2019
Refinancing your mortgage can be beneficial not only in lowering your interest rate but, also in accessing the equity in your home for other uses.
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Let’s Talk About The Best Time To Buy!
Published on October 4, 2019
Many potential homebuyers believe that homes are almost exclusively sold in the Spring and Summer. The rest of the year can also be a great time to buy a home. Lack of competition, motivated sellers and the potential to…
Continue Reading »

FHA Loans
Published on September 19, 2019
FHA Mortgages, those that are insured by the Federal Housing Administration, offer opportunities for home ownership for those borrower’s whose credit standing may not be quite strong enough to qualify for conventional financing or may not have a large downpayment.
Continue Reading »

Have you been thinking about refinancing?
Published on September 3, 2019
Refinancing your mortgage can be beneficial not only in lowering your interest rate but, also in accessing the equity in your home for other uses.
Continue Reading »

Qualification Support
Published on August 23, 2019
At Bank of England Mortgage, our Qualification Support Department specializes in helping Borrower’s figure out what steps to take to make small improvements in their credit scores.
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It’s okay to need a little help from your family (or friends)
Published on August 8, 2019
Many borrower’s need a little additional help to qualify for their mortgage. It is not unusual for a co-signor or co-mortgagor to be enlisted to help the borrower qualify.
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Down Payment Assistance is Available!
Published on July 24, 2019
Many borrower’s are more than qualified to make a mortgage payment, have credit to qualify but, simply do not have the necessary funds required for a downpayment.
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Let’s talk about Vacation Homes!
Published on May 31, 2019
Bank of England Mortgage’s Vacation-Second Home Mortgages offer a broad array of fixed, adjustable, and interest-only options.
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What’s the deal with Multi-Family Housing?
Published on May 24, 2019
Multi-family housing, that with 2, 3 or 4 units are great opportunities for home buyers or real estate investors.
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Congrats! You’re a homeowner.
Published on May 10, 2019
At Bank of England Mortgage, we know how busy a time it can be when you are buying your home.
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We Close More Loans
Published on May 3, 2019
Where’s Waldo? Is your mortgage rep hard to find when you need them most? At BOE Philly we don’t play those games!
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Let’s talk about Homeowners Insurance!
Published on April 24, 2019
There are several types of insurance that are involved in the homeownership process; title insurance, mortgage insurance, sometimes life insurance and property or homeowners insurance.
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Head out to Bucks County!
Published on April 17, 2019
Bucks County, Pennsylvania is a great place to live! The rolling hills of the Delaware Valley are filled with farmland, history and culture.
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Good Credit Ahead!
Published on April 4, 2019
At BOE Mortgage, our Qualification Support department specializes in helping Borrower’s figure out what steps to take to make small improvements in their credit scores.
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Come Thrive with us!
Published on March 27, 2019
While many of our competitors are contracting in this environment, Bank of England Mortgage continues to grow.
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Let’s talk about Life Insurance.
Published on March 22, 2019
Life insurance is not required when you have a mortgage but, it’s probably a good idea. Many families would have difficulty meeting their obligations if something were to happen to one of the parents.
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Let’s Talk about your BOE Home Financing Journey!
Published on March 20, 2019
At Bank of England Mortgage, we think our mortgage process sets us apart from the crowd! We believe that no matter how easy we make the mortgage process, we can’t necessarily make it “fun”.
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Relax – We’re Here to Help!
Published on March 15, 2019
At Bank of England Mortgage, we know that our customers are coming to us for more than a loan. They come to us in the midst of an exciting life event -the purchase of their new home – and we always remember that it’s more than loans, it’s people.
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VA Loans
Published on March 7, 2019
One of the benefits provided to members of our armed services is the VA Loan Guarantee. The VA Loan Guarantee acts much like mortgage insurance in that the Veterans Administration guarantees 25% of the loan amount up to the Conforming Loan Limit ($484,350 in most of the US, higher in some places).
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Construction!
Published on February 16, 2019
Construction loans are loan products that provide financing for home construction and land acquisition (where necessary).
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The Fastest App in town!
Published on September 25, 2017
Looking for a mortgage app to apply for and track your mortgage status? We’ve got an app for that, and it’s the Fastest App In Town! BOE FastApp allows Borrowers to apply for an manage their mortgage online, when they want to. It also allows Realtors to check know exactly where in the process their clients files are at any given time.
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Solutions For Multi-Generational Living
Published on August 28, 2017
Our experience and knowledge of the market allows us to tailor solutions to every situation. Whether you are downsizing, upsizing or moving multiple generations into the same living space, we are here to help.
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Interview with Kevin Lewis of Premisien Credit Repair Agency
Published on July 15, 2017
Kevin Lewis of Premisien Credit Repair came to the office and gave me the opportunity to discuss the impact that credit can have on individuals ability to borrow. We’re here to help and we’re happy to help with any and all credit borrowers, even those with challenges.
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We’re Hiring in Yardley, PA
Published on May 30, 2017
We have immediate openings for Mortgage Loan Officers of all experience levels. The following are minimum requirements for positions, as well as links to the applications for each position. We offer national licensing, in-house underwriting and closing, a superior technology platform including our FastApp mortgage application and the best backend platform in the industry.
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Preventing Identity Theft
Published on May 8, 2017
Each year, millions of Americans have their identity stolen. Bank of England Mortgage wants you to have the information you need to protect yourself against identity theft. While there are no guarantees about avoiding identity theft, it’s important for you to know:
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Healthy Kids Walk in Yardley – 4/29/17
Published on March 25, 2017
We like to be involved in the communities we serve and the Healthy Kids Walk, sponsored by Action For Healthy Kids is a great event for us to do just that. On April 29th, we’ll be at Buttonwood Park in Yardley for the second annual Healthy Kids Walk. We’d love to see you and there and hope you’ll stop by our table and say hello. We’ll have drinks and give-aways and hope to see you there. Bring your children and be sure to stop by and say hello.
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10 Best Kept Secrets For Buying a Home (from HGTV)
Published on March 14, 2017
The below article gives some good tips for home purchasers preparing to buy a home. Keep these in mind when you’re shopping for your new home and we’d add the most important tip; contact us in Yardley at 215.493.3752 or BOEPhilly.com, we’re here to help and we can help you locally or across the country.
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The Fastest Mortgage App in Town!
Published on March 7, 2017
The Bank of England Mortgage FastApp is the first of its generation. We built it to streamline the home mortgage process and it’s available today.
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How Much Do I Need For A Downpayment?
Published on February 21, 2017
As you might imagine, this is the question that is often foremost on the minds of potential homebuyers. Many think they need to save tens of thousands of dollars before considering a home purchase. The good news is that this is far from the truth!
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Why Choose Bank of England Mortgage
Published on
An Experienced Staff, Supported With The Broadest Array Of Mortgage Products In The Industry. We deliver outstanding products and the best service in the industry – that leaves us ahead of the competition in the eyes of borrowers. For instance, we provide competitive rates, the most knowledgeable, professional loan officers in the industry.
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How Much House Can We Afford?
Published on February 6, 2017
This is always the first question that we hear, and it’s a good one. As you might imagine, one size does not fit all. We offer a wide array of mortgage programs with an even larger number of qualification variations. We’ll give some general guidelines and we’ll also say that the best way to truly find out is to take advantage of our no cost pre-approval process.
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Ten Tips For First Time Buyer’s
Published on July 18, 2016
All renters reach this point at some time and want to say “enough is enough”. You send your landlord a check every month, which he or she turns around and uses to pay their mortgage on the home they own but you live in.
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