Bank of England Mortgage Pennsylvania Staff - Andy Raffle

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Branch Manager Andy Raffle has been a resident of Yardley since 1998, along with his wife Chris and three daughters. Andy came to Bucks county as a child and never imagined leaving the area.

Andy started in the mortgage business in 1988 and joined Bank of England Mortgage as branch manager in 2014. His previous experience includes 18 years as President of a regional mortgage brokerage company with offices throughout the Philadelphia area. Andy has helped over 16,000 homeowners with their mortgage transactions, many of whom return for their ongoing financing and refinancing needs. We are delighted to have him and his clients working with our organization.

In his spare time Andy enjoys cooking and traveling and he is an avid wine collector.

Andy Raffle
Branch Manager
90 West Afton Avenue Suite 203
Yardley, PA 19067
NMLS #1025436
Direct: 215-493-3752

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Andy recently helped my wife and I secure the home of our dreams for our new family. We came across quite a few lenders during our home search process. Andy clearly surpassed them all in terms of terms of industry insight, responsiveness, and most of all patience in dealing with all our questions!

Andy did a phenomenal job explaining all the fine points of the mortgage process, our qualification levels, and when to lock in our rate. I greatly enjoyed working with Andy and would be happy to act as a reference on his behalf.
-Matt & Jenny, Yardley, PA

First class service, 24 hours a day. Did not leave 1 task undone for more than an hour. I highly recommend Andy!
-Dan & Cheryl, Yardley, PA

I was fortunate to have the experience of working with Andy through a refinance process. Due to the complications of the requirements for refinance, my refinance was not eligible for HARP, and Andy patiently worked with me and helped me when my existing banks refused to do so.
-Kevin & John, Yardley, PA

I recommend Andy Raffle for any and all mortgage expertise. I can attest to his professionalism as I used him for our mortgage needs when my wife and I closed on our home. He approached everything with such professionalism and ease. Any questions we threw at him were answered in a quickly manner and he really explained everything to us making sure we really understood everything. We never had to wait long for a return call nor did we feel like we were bothering him with all our questions. We really felt like he was always on our side. We had an ambitious closing date and Andy seemed unfazed by this. Everything was done for us and we barely had to get involved aside from getting him our paperwork. It could not have been an easier. Since Andy is so good at what he does we were able to get a great rate since he really looks out for his clients.
-Eugene & Lenore, Lafayette Hill, PA

I've referred several clients and personal friends to Andy for help with refinancing and new home purchases. Andy has always been helpful in getting the job done and doing it efficiently. Andy works hard, is always available, and has great service. I'd recommend a conversation with Andy to anyone in the market for a residential loan. I'm confident you will become a raging fan too!
-Craig & Anya, Princeton, NJ

Andy is the consummate professional. A leader in the industry, he makes the difficult task of applying for a mortgage an almost pleasurable experience. There is no one better to trust with the business of mortgages than Andy Raffle.
-David, Lower Makefield Twp, PA

Andy was great to work with in the past and very professional. My transaction was painless and completed within a month.
- Liz, Philadelphia, PA

If you are seeking a new mortgage or would like details on refinancing your current mortgage Andy is the professional that you seek. He is detailed oriented and asks all of the pertinent questions to make sure you go after and obtain the best mortgage vehicle to meet your specific financial objectives and goals.
-Rob & Cindy, Newtown, PA

Andy is an excellent professional and I feel very fortunate to have had him work with me on my home financing. Definitely recommend him to anyone looking for great results.
-Mark, Washington, NJ

I knew Andy and his family before turning to him as a mortgage broker - he had already earned the "trusted advisor" status over those years. Andy arranged the mortgage that I am still in 5 years and multiple financial cycles later. That's not all. At the same time, Andy introduced me to the right source for a HELOC which represented the best opportunity at that time and today. He also was readily available for questions along the way about options for my son who would be a first time home owner in Philadelphia. Andy is resourceful and works to build the connections that result in great customer solutions.
-Madeline, Yardley, PA

Andy provided his services for refinancing my mortgage. He obtained the very best rate available at the time and processed everything in a very timely and professional manner to my complete satisfaction. I would highly recommend Andy not only for his knowledge of the real estate market but also for his knowledge and expertise in the mortgage market. I plan to use his services again in the near future
-Russ, Bensalem, PA

Andy's zeal and professionalism has allowed me and my family to rest easy at night regarding the financing of our home. We view Andy as our partner. When he comes to us with a proposal, I am confident it is in the best interest of our family to move toward the deal. However, if a deal does not make financial sense for our family, Andy is the first to inform us. He has truly become one of my most trusted advisors.
-Joshua & Dana, West Chester, PA

Andy was personal, informative and did business with a human touch. Plus competitive interest rates lowered my payment.
-David & Larisa, Yardley, PA

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